Company Profile

Credito Emiliano S.p.A. is a banking group organized mainly around three areas of activity:
- retail banking: sales of standard and specialized banking products and services (leasing, factoring, etc.);
- investment and finance banking;
- banking insurance.
At the end of 2023, the group had EUR 42.4 billion in current deposits and EUR 42.9 billion in current loans.
Products and services are marketed through a network of 417 branches located in Italy.


Source: Cofisem - Last Update: 2024-08-22

Key Executives
Chief Executive Officer Angelo Campani
Deputy General Manager Giuliano Cassinadri
Chief Financial Officer Paolo Tommasini
Head of Investor Relations Aharon Sperduti


Source: Cofisem - Last Update: 2024-08-22

Key Figures
Millenium 2023 2022 2021 2020 2019
Net banking income 2,030,837 1,574,346 1,330,076 1,182,837 1,192,402
General operating costs 1,114,474 1,049,541 744,964 735,000 804,974
Gross Operating Income 916,363 524,805 491,900 361,433 305,487
Cost of risk -96,160 -70,004 -42,070 -117,447 -14,782
Operating profit 820,203 454,801 449,830 243,986 290,705
Equity-accounted companies contribution to income 4,968 6,967 6,337 6,453 3,689
Current profit before tax 825,140 475,189 466,181 252,526 296,387
Net income 562,118 326,135 352,593 201,729 201,310
Net income (Group share) 562,118 326,119 352,427 201,595 201,310
Fiscal year end 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Length of fiscal year (month) 12 12 12 12 12
Currency & Unit EUR - thousands EUR - thousands EUR - thousands EUR - thousands EUR - thousands
Account Standards IFRS IFRS IFRS IFRS IFRS

Source: Cofisem - Last Update: 2024-08-22

Shareholder information
Other shareholders 20.53 %
Credito Emiliano Holding S.p.A. 79.47 %


Source: Cofisem - Last Update: 2024-08-22

Contact

Aharon Sperduti
investor@credem.it


Source: Credito Emiliano S.p.A. - Last Update: 2024-08-22

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